Justice & Markets Lecture Series

The Ed Snider Center for Enterprise and Markets would like to invite you to our new Justice & Markets Interdisciplinary Lecture Series, which will be hosted by Snider faculty member, Christopher Morris. Dr. Morris is also the chair for the Philosophy department on campus.

For our first lecture, we will be hosting Dr. Jason Brennan from Georgetown University, for a public lecture titled, "Capitalism, Marxism, & the Mickey Mouse Club". In the debate between capitalists and socialists, some say that capitalists win at the level of practical politics while socialists win at the level of ideals. Capitalism is a good system for bad people; socialism is a good system for good people. Can the Mickey Mouse Clubhouse, a CGI-animated children's show, settle the debate between capitalists and socialists, once and for all? Dr. Brennan is an assistant professor of Strategy, Economics, Ethics and Public Policy.

When: Thursday, February 26th
Where: Stamp Student Union, Charles Carroll Room
Time: 4pm-5pm

*Pizza will be served at a reception directly following the lecture which will include time for questions and to meet the speaker

We hope you can join us and please stay tuned for additional lectures throughout the Spring semester!

Mobile Resume Clinic

Monday, March 02, 2015
5:00 p.m.-6:30 p.m.
Location: McKeldin Library

Want to have your resume reviewed but haven’t been able to make it to the University Career Center yet? The Peer Career Educators from the University Career Center & the President’s Promise will be critiquing resumes at McKeldin Library from 5:00 p.m.-6:30 p.m. on March 2nd. Please bring a print copy of your resume if you would like to have it critiqued in order to have a better chance when applying to internships or jobs. Don’t have a resume yet? Don’t worry, just drop by and we can help you figure out where to get started.

For additional information about this event: contact Neal McKinney at nealjmck@umd.edu

Positions for ECON students in C4T

Careers4Terps highlighted positions, University Career Center & The President’s Promise! 
Log in to your C4T account (www.Careers.umd.edu/) and paste the position title in the “Search” box to learn more and apply. 

Process Accountant Intern
Bookkeeping Express
Position Type: Summer Internship, Internship (Fall or Spring Part-Time)
Location: Arlington, Virginia (United States)

Responsibilities:• Full cycle processing of payables and receivables utilizing full range of QuickBooks and/or Xero capabilities
• Reconciliations of bank, credit card, vendor and customer balances 
• Ability to adapt to new technologies and processes throughout the bookkeeping cycle
• Month-end close process
• Journal entry preparation and reconciliation of balance sheet accounts
• Knowledge of accrual method of accounting and prepaid/deferred revenue schedules
• Follow-up and management of outstanding client documentation
• Ability to complete high quality client work within a tight timeframe
• Multi-task and self-start in order to manage and prioritize multiple client requirements
• Outstanding organizational skills needed to be able to manage and plan client work
• Demonstrate a flexible attitude in response to changing client needs or requests
• Ability to manage clients and operate in virtual environment with use of E-filing workflow

Job Function: Financial Services
Duration: 9-10 weeks
Approximate Hours Per Week: 30-35
Salary Level: $10-12/hour

Qualifications: • Understanding of the balance sheet and income statement and the nature of their accounts
• Strong written, verbal communication and interpersonal skills
• Strong computer skills and experience with Excel and other MS Office applications
• Excellent customer service skills with the ability to handle client work in a friendly and professional manner
• Outstanding organizational skills
• Ability to work in a team environment 
• Exceptional analytical skills 
• Orbital thinker (vs linear thinker) preferred
• Experience in the preparation of tax returns, sales tax reporting and understanding of entity types not required but very helpful
• Experience with other Accounting software packages a plus.
• Knowledge and understanding of GAAP accounting a plus

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Business Operations Associate
TEKsystems

Position Type: Entry Level (Full-Time)
Desired Major(s): Arts and Humanities/Communication, Behavioral and Social Sciences/Economics
Location: Hanover, Maryland (United States)
Description: The Business Operations Associate (BOA) is responsible for ensuring the highest level of customer service, to exsiting external customers as well as corporate and field office employees. The BOA is proficient in the management and collection of customer accounts receivable. 

Qualities include:
Building customer relationships, conflict resolution, professionalism, detail-oriented, strong follow-up skills, multi-tasking skills, the ability to use independent judgment, ability to function in an open environment, and the ability to adapt to changes in the workplace

Essential Functions:
• Manage total accounts receivable with an Aging in excess of $3.5 million
• Management of customer accounts, including but not limited to invoicing, PO tracking, account resolution and working with client to resolve outstanding issues. 
• Responsible for gathering the necessary data to assist Management with account specific decisions
• Support liaison for field offices and Operational Support Group with questions pertaining to those local/regional accounts on their aging including but not limited to client billing and payment policies and/or procedures, PeopleSoft issues, etc.
• Auditing accounts to ensure accurate billing and client specific information 

Job Function: Other
Desired Class Level(s): Recent Grad (up to 1 year out)
Duration: Full Time
Approximate Hours Per Week: 45
Salary Level: 17/hr + 5hrs OT @ 1.5x and 5000 in annual bonus. expect to make 46,000 first year
Qualifications:
• 4 year degree in business, accounting, finance, economics, communications, leadership experience (college or other), related internship or work experience a plus.

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Research Assistant
University of Maryland - University Career Center & The President's Promise

Position Type: On-Campus Part-Time
Desired Major(s): Behavioral and Social Sciences/Economics, Behavioral and Social Sciences/Psychology, Behavioral and Social Sciences/Sociology
Location: College Park, Maryland (United States)
Description: Part time student employee needed to assist with large scale survey effort. Work will include some data entry and coding, but also preliminary data analysis and writing of routine reports. Looking for a student interested in social science research or survey research.

Job Function: Administrative/Support Services, Research
Desired Class Level(s): Freshman, Sophomore, Junior
Salary Level: hourly wage

Qualifications: Excellent written and verbal communication skills. Attention to detail. Some experience with basic descriptive statistics (mean, median, percentages, etc.). Needs to be proficient with Microsoft Excel - Access would be a bonus. Highly qualified individuals may have experience with SPSS, SAS or R.

UVA School of Commerce M.S. Networking Session

University of Virginia McIntire School of Commerce: EmployerNetworking Sessions 

Wednesday, March 04, 2015

4:00 p.m.-5:00 p.m.
Location: University Career Center & The President's Promise (3100 Hornbake Library, South Wing)

Join Assistant Director Molly Baker for an information session and dinner to learn about the pre-experience University of Virginia M.S. in Commerce, a one-year business degree designed specifically for liberal arts, science, and engineering majors.

The 40-credit-hour master's degree offers an enterprise-wide view of business, specialty tracks in either Finance, Marketing & Management, or Business Analytics, as well as a month of Global Immersion in Europe, Latin America, East Asia, Southeast Asia, or the Middle East & India. The last three classes posted placement 93% and higher three months after graduation.

Fiction Writing Scholarship!

The Sebastian Herbstein Memorial Scholarship in Fiction Writing

Attention creative writers! Are you a passionate fiction writer with a flair for storytelling? If so, submit your application TODAY!

The Sebastian Herbstein Memorial Scholarship in Fiction Writing is a memorial scholarship that honors the memory of Sebastian Herbstein, a talented writer, dedicated scholar and son of UMD professor, Judith Freidenberg, which provides two prizes, $600 for first prize and $300 for second prize, for works of short fiction of 5,000 words or less. All full-time UMD undergrads are eligible to apply.

For complete award criteria, instructions, and an online application, please visit http://ter.ps/sebastian. Applications must be submitted by 5:00 p.m. on Wednesday, March 4, 2015 .

Questions? Contact Jennifer Kilberg, BSOS Alumni and Donor Relations at 301.405.2998 or jkilberg@umd.edu.

2015 Ron Paul Scholarships

The deadline for the 2015 Ron Paul Scholarships is only one month away.

To be eligible for these scholarships you must be an undergraduate student, or a soon to be undergraduate student, who is passionate about liberty. Students from all majors are encouraged to apply. Our goal with this program is to carry on the legacy of former U.S. Congressman Ron Paul.

Last year we awarded 4 scholarships in the amounts of: $10,000, $5,000, $2,500, and $1,000. We hope to do the same this year.

The deadline to apply is March 23, 2015.

You can find out more and apply here: http://www.campaignforlibertyfoundation.org/how-to-apply/

Job Opportunities at U.S. Department of the Treasury

Opportunities in the Research and Analysis Center at the Office of Financial Research

The Office of Financial Research (OFR) serves the needs of the public and the Financial Stability Oversight Council in promoting financial stability by monitoring financial institutions and markets, conducting research on financial , risk management, addressing data gaps, improving data standards and promoting best practices in financial risk management.

The Research and Analysis Center within OFR seeks researchers and analysts with training in economics, finance, public policy, business, statistics, computer programming , quantitative methods and data management and analysis. Some positions may be filled under Treasury’s excepted service (Schedule A) hiring authority, Intergovernmental Personnel Act authority, or the OFR Fellows Program. These appointments may be made for a stated term of 1‐4 years.

The OFR environment is a rare blend of academic and applied work. Strong candidates would contribute to both.

Available positions include:

Financial Analyst

Would include individuals with experience and training in analyzing financial markets, transactions, financial institutions institutions and financial products. Experience using financial data to produce high quality written analysis is desired. Masters degree is preferred, but others with exceptional experience will be considered. Financial analysts are ready to apply their expertise for directed and original explorations of financial stability issues in monitoring, policy analysis, and OFR reports.

Research Analyst

Would include individuals with strong quantitative and writing skills and with an interest in financial
analysis. Experience analyzing, processing, and presenting economic, financial, textual, behavioral or time series data is essential. Experience programming (e.g. Matlab or Python) is required for some positions. In addition, experience working with statistical software (e.g. R, Stata or SAS) and large data sets (e.g. SQL, Hadoop, Pig) is a plus.

Economic Development Administration - Summer Internship

We are seeking applicants for our summer internship program at the Economic Development Administration (EDA), U.S. Department of Commerce. EDA’s mission is to lead the federal economic development agenda by promoting innovation and competiveness, preparing American regions for growth and success in the worldwide economy. As the only federal agency, EDA drives collaborative regional economic development initiatives that lead to job creation.

The EDA Internship program is a full-time unpaid opportunity but a small commuting stipend can be provided. The program will run from Monday, June 8 to Friday, August 22. Applicants must demonstrate a strong interest in public policy, governmental affairs, legislative affairs, public affairs, business and/or community engagement. Interns will also have tours and meetings with Senior Leaders in government.

All Interns Must Be:

• A U.S. Citizen

• Eighteen years of age on or before the first day of the internship

• Enrolled in an undergraduate or graduate program at a college, community college, or university that is recognized by the U.S. Department of Education

• Be able to pass a comprehensive background/security investigation

EDA Internship Program Offices:

• Office of the Assistant Secretary

• Office of External Affairs

• Legislative Affairs

• Public Affairs

• Office of Regional Affairs

• Finance

• Performance and National Programs Division

• Regional Offices in Atlanta, Chicago, Denver, Philadelphia, Austin, and Seattle

Please send your resume and cover letter to Pamela Bell, Administrative Assistant to the Assistant Secretary, at PBell@eda.gov by Friday, March 6th. Please indicate your top three choices of office preference in your cover letter.

Submit an Article to Cornell's Undergraduate Economics Journal

The Visible Hand is Cornell's premier undergraduate economics journal and fully student run.  They aim to cover a wide range of economic issues and keep the focus of each publication relevant to the contemporary issues in economics.  They are distributed in print across the Cornell Campus and are available online through the Cornell Economics Society website (http://www.rso.cornell.edu/ces/publications.html).

They are trying to extend their reach by inviting students from University of Maryland- College Park to submit articles.  They accept past papers, original pieces, and have no specific topic or length (they accept both longer and shorter pieces).

The submission deadline is March 1, 2015. Applicants should attach a Word document and indicate their major and college/university and email it to cornellvisiblehand@gmail.com. .

Career Fair Feb. 18-20

SPRING CAREER & INTERNSHIP FAIR

February 18, 19 and 20

12:00 p.m. – 5:00 p.m.

Adele H. Stamp Student Union - Grand Ballroom

 Sample list of employers recruiting Economics majors in the areas of consulting, finance, business, real estate, and federal:

  

·         American Enterprise Institute for Public Policy Research (AEI)

·         AXA Advisors, LLC

·         Bridgestone Americas

·         Centers for Medicare and Medicaid Services

·         CoStar

·         Enterprise Rent-a-car

·         Hogan Lovells US LLP

·         Insight Global, Inc.

·         McAdam

·         Meltwater

·         MemoryBlue

·         NewDay USA

·         NVR, Inc./Ryan Homes

·         Regus

·         SECU Credit Union

·         U.S. Department of State

·         University of Maryland – National Consortium for the Study of Terrorism and Responses to Terrorism (START)

·         Unum

·         Any many others over 3 days!

  

To see a full listing of the employers and more details about the positions they will be recruiting for, please see the Spring Career & Internship Fair 2015 Participants listing. Download the App! Need help preparing for the fair? Attend one of the upcoming prep events.

BSOS guide to Career Fair Prep

ter.ps/BSOSFairPrep

2015 OUTSTANDING UNDERGRADUATE ADVISOR AWARD- submissions due on March 20, 2015.

The advisors in the College of Behavioral and Social Sciences play an integral role in the academic careers of our students. Through advising, teaching and mentoring, our College, departmental and faculty advisors provide an important service to students by helping them set, pursue and achieve their scholastic goals. The College supports an annual Outstanding Advisor Award in order to formally recognize advisors who have consistently demonstrated excellence in serving the College of Behavioral and Social Sciences’ student population.

An award of $1,000.00 will be presented at the College’s Faculty Staff Recognition Reception on Wednesday, April 22, 2015.

All advisors in the College of Behavioral and Social Sciences including all faculty, College, and departmental advisors are eligible except those who have received the award during academic years 2008-2014.

To nominate a person for the award, send a letter of support to the College’s Advising Center that includes the nominee’s name and department and the nominator’s name, address, telephone number and relationship with the nominee (e.g., advisee, supervisor, co-worker, etc.). 

Student nominators are encouraged to describe how the advisor has assisted them both academically and personally and why she/he merits special recognition. This is the most important part of the nomination. It is on the basis of this information that the award will be granted. Nominators are encouraged to solicit letters from others who are familiar with the nominee’s work. The College does not narrowly define the criteria for excellent advising. Rather, the nominator determines the attributes and behaviors that she/he believes constitute consistently excellent service. Examples of attributes that nominators may want to consider include (but are not limited to) the following: accessibility, dedication, problem-solving skills, dependability, communication skills, motivation/attitude, knowledge/skills and innovation.

Centers for Medicare and Medicaid Services Recent Graduates Program Accepting Applications

The Centers for Medicare & Medicaid Services (CMS) is pleased to announce our 2015 Recent Graduates Program. This is an entry level program that provides employment opportunities for recent graduates who have graduated with an associates, bachelors, masters, professional, doctorate, vocational or technical degree or certificate from qualifying educational institutions within the previous two years. Veterans who were precluded from applying within two years due to their military service obligation will have up to six years after degree or certification completion to apply. Applicants must also possess a cumulative GPA of 3.0 or higher on a 4.0 scale.

Recruitment for the 2015 Recent Graduates Program will take place for 3 DAYS ONLY!!! Vacancy announcements may be found at:

• https://www.usajobs.gov/GetJob/ViewDetails/393298200 (Health Insurance Specialist)
• https://www.usajobs.gov/GetJob/ViewDetails/393321100 (Management Analyst)
• https://www.usajobs.gov/GetJob/ViewDetails/393291200 (Social Science Research Analyst)

A full description of the positions, qualification requirements, and application instructions will be found in the vacancy announcements, so please read carefully. Recent Graduates must submit a complete application online (including an unofficial transcript) through the appropriate vacancy announcement(s) for consideration by February 11, 2015.

Careers4Terps On-campus Interviews for Full-time Jobs and Internships

Don’t have time to leave campus for interviews? Check out who is holding on-campus interviews for full-time positions and internships!

Upcoming Deadlines: On-Campus Interviews

The following Careers4Terps postings have on-campus interview deadlines TODAY, February 9, 2015 at 11:59 pm.

CVS/pharmacy

Position: Leadership Management Internship

Job #: 111232

Resume Submission Deadline: February 9

On-Campus Interview Date: February 20

Majors: All except CMNS and ENGR

Class Year: Junior or Senior

US Department of Justice – FBI

Position: FBI Entry Level Positions

Job #: 111772

Resume Submission Deadline: February 9

On-Campus Interview Date: February 24

Majors: All majors (positions: operational support, management analyst, personnel security specialist, etc.)

Class Year: Senior or Recent Grad

Insight Global, Inc.

Position: Recruiter/Account Manager

Job #: 109390

Resume Submission Deadline: February 9

On-Campus Interview Date: February 20

Majors: All majors

Class Year: Senior

Appian Corporation

Position: Associate Consultant

Job #: 110078

Resume Submission Deadline: February 9

On-Campus Interview Date: February 26

Major: Economics, Computer Science, ENGR

Class Year: Senior

Aflac

Position: Marketing Intern

Job #: 112857

Resume Submission Deadline: February 9

On-Campus Interview Date: February 27

Major: All majors

Class Year: All class years

Business School Minors - Info Session Mon, Feb 9

New Minors have arrived to Smith!  

UMD undergraduates are encouraged to apply for an R.H. Smith minor in Business Analytics, General Business or Innovation and Entrepreneurship.

Join us for an information session on February 9, 2015 at 6:30pm in 1524 Van Munching Hall (RSVP here).

Applications are due February 16 (for Business Analytics) and February 23 (for GB & IE programs). Additional details go to ter.ps/smithminors or contact us at smithminors@rhsmith.umd.edu .

Summer Internship with the Center for Economic & Policy Research

Job Description: The Center for Economic and PolicyResearch is currently looking for a full-time International Program Intern for Summer 2015 (June-August).

Responsibilities include assisting staff with research on upcoming papers and opinion pieces; organizing events with Latin American delegations, CEPR staff, and visiting academics; assisting in tracking and logging press mentions; as well as working on outreach to press, advocacy organizations, and Congress.

The responsibilities vary based on their interests and experience, as well as the particular issues that CEPR is working on at the time. Interns will be able to attend relevant events around Washington, DC.

Qualifications: We are looking for applicants with a general understanding of economics, international relations, and democracy issues, and an interest in economic justice. Previous research, data and/or outreach experience is extremely helpful; interns with strong economics or foreign policy experience (including Master’s degrees) will have the opportunity to engage in serious research, and those with strong organizing or outreach experience will have event management opportunities. The intern will need to be fluent in Spanish, including the ability to perform accurate written translations; able to work in a fast-paced environment with limited management; and be a self-starter and independent learner. Should have excellent writing and communications skills.

Stipend: At least $1,617 per month, plus up to $250 for health insurance reimbursement per month.

Closing Date of Position: March 6, 2015.
To Apply: Email cover letter, resume, and a brief (2 page) answer to the question “How can the US improve its foreign policy toward Latin America?”

Apply for the Beyond the Classroom Living Learning Program

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WorldQuant Finance Research Consultant Program

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Intern For A Day

Intern for a Day connects undergraduate students with host sites for a one day internship/shadowing experiences.  This semester, we have 150 hosts from a wide variety of fields and industries.  The goal of Intern for a Day is to help students clarify career interests and explore the world of work. The majority of Intern for a Day hosts are open to ALL majors and include areas like start-ups, financial, law, management, federal, etc. Here are some shadowing experiences that may be of particular interest to Economic majors:

• AXA
• BBVA Compass
• Bridgewater Wealth & Financial Management
• Consero Group
• DISH Network (in-house attorney)
• FDA/Center for Veterinary Medicine/Division of Compliance
• GMH Mortgage Services LLC
• Matchbox Food Group (Chief Financial Officer)
• Montgomery College (financial aid)
• Montgomery County Police Department
• National Association of Attorneys General
• National Association of College & University Business Officers
• National Museum of the American Indian (Budget Analyst)
• Northwestern Mutual
• Prince George’s County Police Department
• State Farm Insurance
• The Law Office of Thomas J. Maronick Jr. LLC
• UMD Alumni Association (Sales & Marketing)
• US Department of Justice
• US Department of State
• WGL Holdings, Inc.
• View all 150 organizations at www.Careers.umd.edu/InternForADay

In order to be considered for Intern for a Day, each student must attend a short, 30-minute orientation session in the University Career Center & The President’s Promise:

• Thursday,Feb. 12, 4 - 4:30 pm
• Tuesday,Feb. 17, 12 - 12:30 pm
• Monday,Feb. 23, 12 - 12:30 pm

Apply today through www.Careers.umd.edu/InternForADay! Questions? Contact Erica Ely, Program Director-Internships at eely@umd.edu.

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TONIGHT!! Career Exploration Event for Economics Majors

The DC metropolitan area is home to hundreds of trade associations, some large and some small, which conduct research and present their members’ perspectives to Congress and various federal agencies.  Many of these trade associations hire economics majors for various types of positions.  Examples include the American Bankers Association, the National Association of Manufacturers, and the Electric Power Research Institute, just to name a few examples.

The Economics Department will host Lawrence Yun, Senior Vice President and Chief Economist at the National Association of Realtors, for a talk about career opportunities for economics majors in trade associations like NAR.  He will also talk about possibilities for paid internships at NAR this coming summer and next fall semester. 

When: Tuesday, February 3rd

Time: 5:30 PM

Where: Tydings 4103

Please let Cindy Clement (clement@econ.umd.edu) know if you are interested in attending this event.

Paid Internship with the American Road & Transportation Builders Association

The American Road & Transportation Builders Association (ARTBA), a premier trade association located in Washington, D.C., is seeking a paid intern to assist the Economics & Research team with primary research, writing and data work. 

We are seeking applicants that:

• Have excellent writing and data management skills
• Are proficient in STATA and Excel
• Are self-motivated
• Can balance multiple tasks
• Have a high attention to detail 
• Are currently enrolled in an undergraduate or graduate program, preferably with a major in economics or the social sciences 

The position will include:

• Detailed research on the transportation construction industry at the federal and state level
• Compiling and managing large datasets 
• Reaching out to industry and state officials
• Analyzing data and information from federal and state sources

The applicant should be familiar with a variety of general data sources and comfortable working with large datasets in STATA and Excel. This position includes producing content for revenue-generating reports and custom market studies that are shared with association members, government officials and the media.

ARTBA is a leading trade association with over 5,000 members that represent all facets of the transportation construction industry. Our members include contractors, design firms, educators, equipment manufacturers and transportation officials.

Please submit a resume, cover letter and short writing sample to Lital Shair at lshair@artba.org. Please make sure to include in your application your level of experience with STATA, as well as your availability (full or part time).

Summer 2015 START Internships

The National Consortium for the Study of Terrorism and Responses to Terrorism (START) is currently accepting applications for the Summer 2015 internship program. START offers unpaid internships year round on a variety of our research projects and teams. During the course of their internship, participants are exposed to the most up-to-date theories, methods and information related to the study of terrorism. They are versed in critical questions being tackled by homeland security practitioners, policy makers and researchers, and they are mentored in a professional environment geared toward student success. The program is designed to prepare the next generation of homeland security scholars and practitioners through real-world research experience.

START’s internship program is open to undergraduate and graduate students (as well as some recent graduates) in any related discipline from any institution. We are looking for interns with a wide array of skills and majors (including but not limited to: Criminology, Communications, Government, International Relations, Public Policy, History, GIS, Geography, Economics, English, Mathematics, Psychology, Languages and Statistics). Each internship lasts for one term. Participants work at least 10 hours/week during the fall and spring semesters and 20 hours/week during the summer. Our internships can be undertaken for academic credit, and this is highly encouraged. Interns participate in a program of enrichment and career development opportunities. All interns are required to work onsite with their research project staff. Because interns work directly with our researchers and staff on current research projects, the internship positions vary depending on our research portfolio.

START is currently accepting applications for our Summer 2015 internships. Internships available for each semester are listed here. Please note applicants must submit a separate application each semester and applicants may only submit one application per semester.

Summer Internship Program Notes and Application:

• Priority Application Deadline: Mar. 22 (Please note that for some projects, this is the FINAL deadline. See project descriptions for more details.)
• Final Application Deadline: Apr. 5
• Mandatory Intern Orientation: Jun. 1-2
• Final Day of Program: Aug. 7

Questions? Contact START's Internship Coordinator Eva Coll at 301-405-8504 or internships@start.umd.edu.

2015 Maryland Social Entrepreneur Corps Summer Opportunity

The Maryland Social Entrepreneur Corps (MSEC) is a structured social impact immersion program where undergraduate students engage, work and live directly with impoverished communities in the Dominican Republic, Ecuador and Nicaragua promoting sustainable entrepreneurial solutions to development challenges. Maryland students spend eight weeks during the summer working alongside experienced development professionals in the field as they support local social entrepreneurs in advancing existing projects and programs that benefit local communities and creating first-time access to affordable life-changing technologies.

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